When Industrial Bank provides temporary credit line to customers, on the one hand, it recognizes the repayment ability of users, on the other hand, it thinks that the current credit card line of users is not enough. As long as users continue to maintain good consumption records and repayment records, the follow-up system will actively increase the credit limit for users.
Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.
Card knowledge:
Annual fee-free policy: Puka Gold Card swipes the card five times to avoid the annual fee for the following year.
Handling fee for cash advance: RMB: 2% of cash advance, with a minimum of 20 yuan/transaction (regardless of different places in the same city). Foreign currency: 2% of cash in advance, with a minimum of $2/transaction (regardless of the same city and different places).
Multi-account management: quota sharing, independent repayment on a single billing day, and independent repayment.
Staging business: supports staging business; Interest-free installment for specific merchants (3, 6, 12), bill installment business (goods, merchants 3, 6, 12, 18, 24), and single consumption installment (3, 6, 12, 65438).
Billing date: according to different card types and billing dates, cardholders can change once every six months.
Types of cards: ordinary cards (within 50,000 yuan) and gold cards (above 50,000 yuan).
Card type:
"Platinum Card Series"
UnionPay RMB Platinum Credit Card VISA Standard Dual Currency Platinum Credit Card MasterCard Standard Dual Currency Platinum Credit Card Friendship Business Travel Platinum Credit Card Youyue Health Platinum Credit Card Youyou Golf Platinum Credit Card Golf UnionPay Platinum Credit Card Bank Card MasterCard Dual Currency Platinum Credit Card Bank Card UnionPay RMB Platinum Credit Card
"standard card series"
UnionPay standard RMB credit card VISA standard dual-currency credit card MasterCard standard dual-currency credit card
"Theme Card Series"
China Heart Credit Card Garfield Credit Card QQ Show Credit Card Cheyou Credit Card Starry Night Constellation Credit Card 60th Anniversary Theme Credit Card QQVIP Credit Card
"Co-branded Card Series"
City Beauty Credit Card Beijing Hong Kong Jockey Club Membership Card Mango Travel Credit Card Classic Car Joint Credit Card Eastern Airlines Joint Credit Card Taobao Joint Credit Card
"Department Store Card Series"
Wuhan Zhuangsheng sogou Credit Card Rainbow Co-branded Card Tianjin Friendship Co-branded Card Dayang International Co-branded Card Minsheng Department Store Co-branded Card Ginza Co-branded Card Xidan Shopping Mall Co-branded Card Yitian Holiday Co-branded Card Hongbo Co-branded Card Nanzhong Plaza Co-branded Card Mao Ye Department Store Co-branded Card
"ID card series"
Guangzhou Education Foundation ID Card Foshan Education Card
"official card series"
Visa standard business card MasterCard personal business card