Generally, when handling loans, if other liabilities affect the loan application, in this case, users need to settle other loans in advance and issue corresponding settlement vouchers to prove that users have paid off other funds. Liabilities such as credit cards will also affect loan applications, but banks will not take the initiative to provide settlement vouchers after credit card repayment. In this case, users need to apply by themselves. So how to operate the credit card settlement voucher on the mobile phone? Let's get to know each other.

How to operate the credit card settlement voucher on the mobile phone?

The so-called settlement voucher refers to the certificate issued by the bank that there is no debt after the user pays off the credit card debt. Take Bank of Communications as an example, you can apply for the corresponding credit card settlement voucher directly through the "Pay the Bill" app. The specific process is as follows:

1 Open the login payment APP and click the "Customer Service" icon;

2 Select "Online Customer Service";

3. After jumping to the dialog page, enter "Settlement Voucher";

4 After the customer service pops up a reply, select "Click here";

5 Select "I want to apply";

6. Select the credit card that needs to issue the settlement voucher;

7 Click "No Proof of Arrears" to apply.

In fact, in addition to applying for credit card settlement vouchers through mobile banking, users can also bring their ID cards and credit cards to bank outlets for opening.