1, bank counter application: applicants can directly bring their valid identity documents to the postal bank outlets to apply for credit cards. 2. Online application: Applicants can download the Postal Savings Bank APP and find the credit card page to apply online. 3. Other channels: applicants can apply through bank cards and credit card salesmen, and only need to ask the salesmen to go to the company to handle it.

Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.

The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.

The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening the credit card of Postal Savings Bank, customers will not have to worry about the complicated annual fee reduction rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machines and ATM transfers.