Function of credit card
The main function of credit card is overdraft consumption. When users are in urgent need of money, credit cards can alleviate temporary economic pressure. Compared with cash consumption, credit card is convenient to carry, which reduces the spread of bacteria caused by many people touching paper money. Discounts save money. Banks will generally cooperate with merchants to launch various preferential promotions to reduce user expenses. Accumulate user word-of-mouth points. Frequent credit card swiping can accumulate personal credit and facilitate all kinds of business.