Many people will apply for a supplementary card when they apply for a credit card, which is convenient for their families to use, but many people don't know that the supplementary card and the main card share the quota? Take this question and study with Bian Xiao!

Is the credit card limit shared by the secondary card and the main card?

The main card and the secondary card of a credit card are shared, and the amount of the secondary card is specified by the holder of the main card. Therefore, the credit card limit of the secondary card is generally limited. The credit card can only be used again after being swiped in the current month and repaid. In order not to affect the use of the main card, the amount of the auxiliary card is generally not higher than that of the main card.

Moreover, each main card of a credit card can only apply for two supplementary cards at most (which can be stipulated by the bank independently), and the main card holder has the right to request cancellation of its supplementary cards. The credit limit of the secondary card is specified by the cardholder of the primary card on the premise that it does not exceed the credit limit of the corresponding primary card. If the cardholder of the main card is not specified, the credit limit of the auxiliary card is the same as that of the main card.

Can't I do the supplementary card?

Of course. But the premise is that the main cardholder allows others to apply for supplementary cards. Usually, only the children of the main cardholder can apply for supplementary cards. In other cases, you cannot apply for a secondary card. When the main cardholder handles the credit card, he can choose to handle the supplementary card at the same time, so that he can get the supplementary card at the same time after the main card is issued.