If you fill in and submit the application materials for online card application, you will be prompted that you cannot apply through this channel. Please go to the counter. This time means that you are rejected, and it is useless to go to the counter. If the situation shown in the above figure appears, it means that you have passed the preliminary examination of the system. As long as there are no mistakes in the subsequent manual review stage, you can get the card in about three days. The card is sent by express mail and needs to be activated at the counter.
Bank of Communications will give a quota to qualified customers in the form of SMS after the preliminary examination of the system. This situation generally does not require manual review. It's important to get a transportation credit card. Remember not to cash out. If the credit card spending exceeds 50%, it will be targeted by the wind control system, and the customer service will call to verify whether it is their own consumption. The amount of the Bank of Communications card still has a lot to do with your personal qualifications. Basically, it is how much ability you have and how much your current economic income can give you. This is called compliance. Some friends passed the first trial, but when they return manually, they will be asked about everything in your credit report from the last company. If they don't answer, they will be rejected. In short, as long as you apply for something in the current big data environment, you can't escape the Bank of Communications credit card approval system.
It is difficult to raise the amount of traffic credit card, which is called the most stingy bank by card friends. It's not that the bank is stingy, but that the risk control system of Bank of Communications has detected your bad card habit. How much debt do you have on your personal credit report? This thing is easy to get by the system. Every consumption you make, whether it is real consumption or virtual consumption, will also be recorded. A card friend responds, logs in at night to pay the bill, and the customer service will call to confirm whether it is their own login operation. If you have a bad habit of using a card, you will be given a lower limit after repayment and even closed the card without warning. For friends who use cards well, or friends with good qualifications, Bank of Communications is still very generous.
If you don't have bad habits in using the card, or don't give you a quota, you can freeze the card at this time, and you can call customer service to cancel the card after one or two months, which may give you a surprise.