1. Online installment: At present, the online installment banks that have been opened in Suning.cn are: China Merchants Bank (installment fee is charged once), China Everbright Bank (installment fee is charged once) and Industrial and Commercial Bank of China (installment fee is charged once). The interest rate of each period can be inquired in official website, Suning.cn. Installment payment is a problem that many users will consider when buying some large-value goods such as electrical appliances and digital products. Installment payment can reduce the cash pressure on hand and consume in advance. Suning.cn's support for installment payment caters to this point.
If you want to buy goods by installments, please choose the installment payment method when placing an order. After the payment on the bank page is successful, the bank only deducts the installment amount in the first period, and deducts the corresponding installment amount every month in the later period.
2. Bill installment: After the payment is successful, you can call the payment bank you use to apply for bill installment. According to the requirements of the bank's customer service staff, you can complete the bill installment after telling the relevant information.
Tip: The calculation formula of installment payment is: repayment amount per installment = commodity payment amount/number of installments+commodity payment amount * installment rate.