Credit card purchases will earn points. Credit card points can be redeemed for gifts in the bank’s official shopping malls. However, it should be noted that not all shopping mall gifts can be redeemed for points, and points cannot be redeemed for cash. Not all banks Credit cards all have points redemption functions.

At present, the main way to obtain credit card points is to use a credit card to repay the points. Unlike banks, some banks can accumulate 1 point for one dollar, but other banks may require 10 or 20 yuan to accumulate 1 point. Not all credit card purchases are refundable. At present, most bank credit cards have designated credit card purchase channels, especially online shopping. Most credit cards these days don’t have credit points. Users should clearly understand the relevant rules when swiping their cards.

In the use of points redemption, there are generally various activities, such as direct points redemption projects, points plus currency exchange projects, points lottery, points redemption calls, and cash deductions when using bank APPs. wait. If you have more points, you can still save a lot of money. You can usually pay more attention to the activities of banks, especially those that handle more business themselves. It’s better to deal with credit cards and develop good habits of swiping them. Not only is this good for your credit history, it can also save you some space.

If you can swipe your card for consumption, try to swipe it, make reasonable use of the longest interest-free period, and don’t spend points impulsively. The most important thing is to make timely repayments when using a credit card. Once overdue, credit stains will affect loans and home purchases. Ultimately, credit card points are the icing on the cake for using your credit card wisely. We can exchange points for gifts, phone bills and even credit cards, it’s about making the most of everything.