If it is free to apply for a credit card at CCB, there is no need to pay the handling fee.
Although the card is free, there is no extra charge as long as it is repaid on time. However, you have to pay a certain annual fee every year, depending on the level of the card. The credit card provides a certain credit limit, and the cardholder can spend according to the credit limit, which is equivalent to the bank providing a loan to the cardholder, and only needs to repay the loan on time, that is, borrowing for free.
If you apply for a savings card, you need to pay the account management fee of 10 yuan, that is, the annual fee for the current year, and the bank will automatically deduct the annual fee from the account from the second year.
How many digits is the construction bank card?
The debit card number of CCB is generally 19 digits, while the card number of special cards such as gold card, platinum card and credit card is 16 digits. Among them, the card at the beginning of 6 is UnionPay card, the card at the beginning of 4 is a card with visa logo, the card at the beginning of 5 is a card with master logo, and the card at the beginning of 3 is a card with JCB logo.
The first four digits of the card number are the bank name code, the last four digits are the card code, then the last four digits are the card activation time, then the last four digits are the branch location code, and the last three digits are the user's personal code. These card numbers are very important for confirming the types and uses of bank cards.