The credit card is overdue, causing the card to be stopped from use by the bank. At this time, you must pay off the overdue balance, and then actively apply to restore the card, or you can wait for the system to automatically restore the card. After the credit card expires, the card will be unable to be used in the future. After paying off the overdue debt, the bank will re-evaluate the user's credit card. At this time, the stopped card may return to normal. Of course, if the number of overdue days is short, the card will not be stopped immediately. If the user repays the card as soon as possible, it will not affect subsequent use of the card.