Multiple personal credit cards of China Merchants Bank under the same account name share the same amount and issue bills.

1. Credit card limit of China Merchants Bank

Puka: 1000- 10000 yuan, where there is no gold card, it can reach 50,000 yuan.

Gold card: 10000-50000 yuan. Because the city card only has a gold card, the amount is between 5000-50000 yuan.

Platinum card: generally more than 50,000 yuan, up to more than 200,000 yuan.

Unlimited card: only platinum credit card users are invited to issue cards, and the amount is the same as that of platinum cards, more than 50 thousand yuan.

The amount of the first card issuance is mainly based on factors such as job stability, income, and financial proof provided at the time of application.

Precautions:

1. The better the applicant's credit, the more you can apply for a high credit card. The worse the credit, the lower the application amount. In serious cases, he will not be able to apply for a credit card.

2, frequent use of credit cards, regardless of the amount, as long as you can swipe your card, it must be only good for increasing the credit card amount.

3. If the quota is not enough, you can apply for increasing the quota after using the card for a period of time and keeping a good record, and adjust the quota through mobile banking, pocket life and telephone customer service. The audit results are the same. Personal card processing time, consumption, repayment records, etc. Are affecting the adjustment of the quota; China Merchants Bank will occasionally increase the fixed quota for cardholders with good card records.

How to increase the credit card limit

First, frequent credit card swiping and high consumption. In our daily consumption life, developing the habit of paying by credit card will help us to increase the credit card limit. As long as it is convenient to pay by swiping your card where you can, it involves many types of merchants, regardless of the amount. The average transaction per month is more than 10, which is very helpful to increase the amount.

2. Submit a new proof of economic source. If you want to increase the credit card limit, you can properly set up a savings card of the issuing bank, deposit a sum of money, or buy some wealth management products to make the bank feel that you have the strength and can bear a higher overdraft limit. In addition, it is also helpful to provide more proof of assets, such as real estate license and vehicle driving license.