In recent years, due to the dual pressure from family and society as well as the deterioration of the natural environment, female cancers are more common and tend to become younger. Purchasing China Merchants Bank Credit Card Kangai Jiaren female cancer insurance is a good way to prevent and fight cancer. important way to work. Let me tell you how to buy it below. What are the better cancer insurance policies for middle-aged and elderly people, and which one offers better protection? Take a look at the top 10 best-selling insurances from insurance companies this year: An inventory of the top 10 best-selling elderly cancer insurances from major insurance companies
How to buy Kangai Jiaren female cancer insurance with China Merchants Bank Credit Card
China Merchants Bank Credit Card Kangai Jiaren Women’s Cancer Insurance is mainly an insurance for high-quality female customers. It pays up to RMB 600,000 in a 10-year period. Only a few hundred yuan of cancer insurance expenses need to be deducted from the credit card every month. Insurance experts said that when purchasing this product, everyone should follow three principles:
1. Mix special cancer insurance and ordinary critical illness insurance
Although Kangai Jiaren Women's cancer insurance has so many advantages, but any product has its own specific value, and the value of ordinary critical illness insurance cannot be denied. Therefore, women can purchase a reasonable combination of female cancer insurance and common critical illness insurance within the same premium budget. Not only is it more economical, but the protection they obtain may be more comprehensive and targeted. What are some good critical illness and critical illness insurance recommendations? I have just compiled the relevant content. I hope it will be helpful to you: an inventory of popular critical illness and critical illness insurance policies that are “worth buying” from the top ten insurance companies!
2. Principle of moderate insurance amount
Relevant medical cost statistics show that the general cost of gynecological cancer treatment is 80,000 to 200,000 yuan, systemic lupus erythematosus nephritis, severe rheumatoid arthritis The treatment costs for arthritis range from 50,000 to 150,000 yuan and 30,000 to 100,000 yuan respectively. Therefore, when a woman takes out cancer insurance, the insurance amount of 100,000 yuan may not be sufficient, and 200,000 yuan is relatively appropriate. If your financial situation does not allow it, there is no need to purchase high-insurance cancer insurance to increase your personal financial burden.
3. Principles for supplementary insurance coverage
For policyholders who believe that the insurance coverage is still sufficient, they may consider purchasing additional insurance to increase the coverage amount. China Merchants Bank Credit Card Kangai Jiaren Women's Cancer Prevention Insurance has an additional female cancer disease insurance. If the insured is diagnosed with a female disease in the additional clauses, the insurance company will not only pay the cancer insurance premium, but also pay the female cancer insurance premium according to the contract. In addition, you can also enjoy monthly cancer insurance benefits as agreed in the contract for up to 36 months. These can effectively supplement the insured amount without increasing financial pressure. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country
Finally, we need to remind you that most products will have a waiting period. The same is true for China Merchants Bank Credit Card Kangai Jiaren Women’s Cancer Insurance, with a waiting period of 180 days. During this period, if the insured suffers from a disease specified in the contract, the insurance company will not be liable for claims and will only refund all premiums paid.
Related Recommendations
A Case Study of CMB Credit Card Kangai Jiaren Women’s Anti-Cancer Insurance Insurance
You must read clearly the protection content of China Merchants Bank Credit Card Kang Ai Jiaren Women’s Cancer Insurance
p>
How to buy women’s cancer insurance? Follow the four principles to know
What does women’s cancer insurance cover? How to buy women’s cancer insurance?