Cardholders withdraw cash through ATM and other self-service machines. At present, the accumulated daily amount of each card is 2000 yuan, and the cardholder withdraws cash through counters and various channels. The daily limit of each card is RMB 654.38+10/00000, and the specific limit is determined by the card issuer and the cardholder through consultation.

Card issuers can decide whether to provide cash recharge service for cardholders and sign a daily limit agreement with cardholders. The card issuer shall not transfer the funds within the cash advance limit of the cardholder's credit card to other credit cards, non-cardholder's bank settlement account or payment account.

Now, some banks, including China Construction Bank, Bank of Communications and China Merchants Bank, have raised the cash withdrawal fee for credit cards to 6,543,800 yuan per day. Moreover, most banks still implement the daily withdrawal limit of 2000-5000 yuan for credit cards. China Industrial and Commercial Bank, China Agricultural Bank, etc. The daily overdraft withdrawal limit of 2000 yuan per card is still implemented. The daily cash withdrawal limit of Great Wall series cards is 5000 yuan, and the daily cash withdrawal limit of overseas cards is 1000 USD.

Most cardholders know that the main function of credit card is to withdraw cash through overdraft, which is very uneconomical. However, if the cash flow is urgently needed and the loan cannot be put in place temporarily, you can withdraw the "Jianghu Emergency" cash through the credit card. Unlike credit card consumption, which has an interest-free period, banks charge interest and handling fees for credit card withdrawal, and the cardholder's borrowing cost is much higher than that of credit card consumption.