Huaxia Bank withdraws interest from bank credit cards:
50% credit limit of credit card is your withdrawal limit. Withdrawal of cash through the ATM shall not exceed 2,000 yuan per transaction and 5,000 yuan per day. At the same time, I would like to remind you that the credit card withdrawal fee is 1%, with the lowest 3 yuan and the highest 200 yuan, and the withdrawal interest is five ten thousandths per day.
After the credit card is withdrawn, a handling fee of about 1% will be charged on the same day. The so-called revolving interest means that at the end of the month, the previously owed interest is merged into the principal to calculate the interest. After the overdraft is withdrawn, the interest is calculated as follows: (overdraft amount+withdrawal fee) *0.05%* overdraft days. Among them, the overdraft days are the days from the withdrawal date to the repayment date. Whether you take a credit card or withdraw cash, you must repay at least the minimum repayment amount on the last repayment day of each month, otherwise you will be charged a late fee record. Once a bad credit record is generated, it is difficult to apply for credit cards and loans in the bank in the future.