depending on the interest charged by different credit card companies, if you make the minimum monthly repayment, you will pay interest ranging from about 12 to 2 yuan, which depends on your credit card interest rate.

if you use a credit card, you should also consider the extra fees charged by the credit card company, including annual fees and prepayment fees. Besides, you should also consider the benefits of other credit cards, such as points and coupons, which are also valuable.