The conditions for applying for a credit card are: at least 18 years old; Have a fixed job and a stable income; If you have a house, a car and a deposit, which can prove your personal financial resources, then you can not only apply for a credit card, but also help to increase the application amount of the credit card.
Providing proof that the Postal Savings Bank has a loan does not affect the handling of China Merchants Bank's credit card, but also helps to increase the credit card approval amount: firstly, the loan certificate can find out personal credit information, and secondly, the loan certificate can make the bank trust the repayment ability and willingness of the individual who handles the credit card. Because the loan conditions are more conducive to the approval of credit cards, adequate financial proof will also increase the credit limit of credit cards.
You can apply for China Merchants Credit Card at the counter of outlets, or you can find a salesman to handle it in official website.