How to use credit cards to save money Credit cards are a good helper in financial management. Many card friends on the forum use various methods to save points and save money. Here are some credit cards that are really feasible to save money. Dafa. 1. First of all, compared with debit cards, credit card money is created out of thin air. You can do a lot of things during each month's interest-free period, especially now that there are many investment tools on the market, and the expected annualized returns are also very high. high. The security of credit cards has also been improved, especially the popularity of chip cards, which has greatly curbed credit card theft. 2. Make good use of the interest-free period. When the stock market is booming, many people cash out their overdraft credit cards and transfer them to the stock market. After making money, they return it to the bank at the end of the month and make a lot of profits. Of course, the risk of the stock market is too high, so I still don’t recommend it. However, there are other investment methods with high expected annualized returns. Some of them are just one month, so you can definitely make some money. For example, if you spend 10,000 yuan in overdraft, you can enjoy free The interest period is 56 days, which is equivalent to freeing up your 10,000 yuan in cash, and you can get the expected annualized return of the 56-day investment of this 10,000 yuan. You can use this 10,000 yuan to invest in Yu'e Bao and P2P. Of course you will make money from such a costless business. 3. Credit card points. Although points are not as valuable as before, you can still participate in some of the bank's regular points promotions, such as point discounts, points cashback, and points redemption for miles. It is not recommended to participate in the points lottery. Generally speaking, it is not a character explosion, and it is difficult to draw good gifts. 4. Actively participate in monthly promotions. It is recommended to download the mobile apps of major banks and follow the official account of the credit card center. Generally, banks will send push messages when there are good events. Of course, there are other benefits. For example, using a credit card can help cardholders accumulate personal credit, provide accounting functions, and help cardholders spend rationally, etc. Credit cards can also provide cash withdrawal, installment and other services, which can play a buffering role when cardholders are short of money. Of course, there are fees for credit card cash withdrawals and installments, which cardholders need to pay attention to.