How to check the credit card limit

The methods for checking the credit card limit are as follows:

1. Call the bank's credit card customer service hotline with your mobile phone; 2. Check on WeChat WeChat official account; 3. Check on the bank's official website; 4. Check the credit card limit at the bank counter. 5 credit card bills can also see the amount. 6. ATM machine inquiry. 7. Mobile banking app query. 8. SMS inquiry.

1. Telephone inquiry: This is the simplest and most direct method. Cardholders only need to call the customer service phone of the bank and provide them with their own identity information and the information they hold, so they can inquire about their personal credit limit.

second, wechat WeChat official account inquiry

many banks already have their own wechat WeChat official account or service numbers. cardholders only need to pay attention to the bank's WeChat official account or service number and follow the prompts to inquire about the credit card limit.

Third, online banking inquiry: This is also a relatively simple and quick way. Cardholders only need to log in to the bank's official website and enter their own identity information to inquire about personal credit limit.

4. Counter inquiry: Cardholders can also choose to check at the counter, but they need to get the number and queue up.

5. Credit card bill: The easiest way is of course to wait for the bank's monthly bill to arrive, and then it will be clear at a glance.

6. ATM inquiry: the cardholder can select the nearest ATM card to inquire and follow the machine prompts.

7. mobile banking app inquiry: open the bank app, enter the password to log in, and select the thief credit card to check the limit.

8. SMS inquiry: Most banks have set up SMS inquiry service for personal credit limit. Cardholders only need to use the mobile phone number reserved by the bank to send the contents required by the bank to the bank service number, and then they can check the credit limit.

credit card limit, also known as credit card available limit, refers to the maximum amount that you can use with your credit card, which includes the credit limit (that is, the maximum credit card overdraft limit) and the amount deposited in the credit card.

the amount of any credit card depends on the effective income provided by the individual in the application process and the guaranteed value of the assets. The credit limit of a credit card is positively related to the income and secured assets of the applicant, that is, the higher the income and secured assets, the higher the credit limit.

How to inquire about the credit card limit

The methods to inquire about the credit card limit are as follows:

1. Call the customer service hotline of bank credit card with your mobile phone, such as ICBC credit card, you can dial 95588, and then choose manual service;

2. You can query on the bank official website. Take ICBC as an example. After searching for "ICBC" on the computer, enter official website, move the mouse to the credit card, and then click "My Credit Card". After logging in, you can check the credit card limit in "My Account".

3. Check the credit card limit at the bank counter.

How to view the credit card limit

There are six ways to inquire about the credit card limit, namely, online banking inquiry, SMS inquiry, bill inquiry, telephone inquiry, WeChat WeChat official account inquiry and counter inquiry. It is more convenient to query on the internet.

Online banking inquiry needs to open the official website of the bank to which the bank card belongs, log in your online banking account number and password, select personal account and credit card limit, which is a general method. The official website of each bank is different, and the key is to find personal credit card account. If you don't have a computer around you or you are not very skilled in online banking, you can choose short message inquiry, and you need to edit the specified short message and send it to the bank for inquiry.

Take the five major banks (Bank of China, Agricultural Bank, China Construction Bank, Bank of Communications and Industrial and Commercial Bank) as an example. Bank of China needs to edit the short message "the last four digits of No.1 credit card" and send it to "95566" to inquire about the credit card limit; For the time being, Agricultural Bank of China does not support sending SMS to inquire about the credit limit, but it can inquire about the current bill, edit the SMS "last four digits of CCDQZD# credit card" and send it to "16995599" for inquiry; China Construction Bank edited the short message "the last four digits of CCED# credit card" and sent it to "95533" for inquiry; Bank of Communications edits the short message "CC limit # last four digits of credit card" and sends it to "95559" for inquiry; ICBC needs to edit the SMS "CXED## SMS bank password" to "95588" for inquiry. The above five major banks inquire about the mobile phone number reserved when they need to apply for a card.

every month, the bank will send a bill to the cardholder, which will show the credit card limit. The easiest way is to inquire by telephone, dial the phone number of the bank to which the credit card belongs and go to the manual service for inquiry. Generally, the phone number of the bank will be marked on the back of the bank card. In addition, there is WeChat WeChat official account query, pay attention to the official WeChat WeChat official account of the bank, bind your own credit card, and click on the limit query. The WeChat official account of each bank is different. The key is to find the option of credit card limit. If none of the above inquiry methods can be realized, you can take your credit card and ID card to the bank outlet for inquiry.

how to check the credit card limit?

With the increasing number of credit cards, many people have applied for credit cards from several banks, but many people are applying for credit cards for the first time. I don't know what the credit card limit is. Here's how to check the credit card limit.

1. Telephone inquiry: You can call the credit card customer service number, switch to manual service according to the voice prompt, apply to the staff to inquire about the credit card limit, and then provide your ID number and verify your identity.

2. outlet inquiry: you can bring your ID card and credit card to the credit card banking outlets, and then apply to the bank staff to inquire about the credit card limit. After verifying your personal identity information and credit card password, you can inquire about the credit card limit.

3. official website inquiry: You can log in to official website, a credit card bank, and then log in to your personal credit card online banking account to check the credit card limit in my account.

if you want to query the credit card limit, you can query it in the above ways, and users can query the credit card limit according to their favorite way.

How to inquire about the credit card limit

There are many ways to inquire about the credit card limit. In order to avoid spending beyond the credit card limit, cardholders are advised to inquire about their credit limit at any time.

1. Telephone inquiry: You can inquire by calling the customer service phone of the bank and providing your own identity information and card information. Calls will be charged according to the local telephone charges.

2. Online banking inquiry: log in to official website of the bank and enter your own identity information to inquire. The actual operation shall be subject to the prompt of official website of the bank.

3. SMS inquiry: use the mobile phone number reserved by the bank to send the contents required by the bank to the service number of the bank, and you can inquire about the credit limit.

4. wechat WeChat official account inquiry: pay attention to the bank's WeChat official account or service number, and follow the prompts to inquire about the credit card limit.

5. Counter inquiry: Just bring your ID card to the counter for inquiry.

6. Credit card bill: Of course, the easiest way is to wait for the bank's monthly bill to arrive, and then it will be clear at a glance.

7. ATM inquiry: ATM card is inserted for inquiry, just follow the machine prompts, and a certain handling fee will be charged for cross-bank inquiry.