Credit card exceeding the limit means that the cardholder has spent more than the maximum credit limit of this card, which may be caused by insufficient limit or a single payment exceeding the limit. When the amount in the card is insufficient, the credit card will exceed the limit. Users are advised to change their cards for consumption. If the single payment limit is exceeded, the payment amount can be modified and paid in batches.

what if the credit card limit is not used up, but it has expired?

after the expiration, the bank will mail the new card to the user, and the credit will be automatically transferred to the new card, which will not affect the normal use. However, it should be noted that once the new card is activated, the old card will be invalid and can no longer be used. As long as the credit card is in normal condition and has not been blocked and frozen, the bank will let users continue to use the card even if it expires, regardless of whether there is a limit in the credit card.