International credit cards mainly include VISA, MASTERCARD, American Express Card (AE), JCB Card, and Diners' Credit Card, among which VISA and MASTERCARD are international brands, and banks' own brands mainly include American Express Credit Card Company (AE), JCB Credit Card Company and Diners' Credit Card Company.

Individuals with full capacity for civil conduct and stable income can apply for personal cards from card issuers with their valid identity documents and related materials. Handling international credit cards usually requires a certain deposit. The specific amount varies from bank to bank, even from city branch of the same bank.