Cash period beyond the credit limit of Zhongyuan Bank can be used.

The cash installment limit of Zhongyuan Bank can be used. Under the cash installment business, Party B can choose two repayment methods: "repay the principal and handling fees in installments" or "repay the handling fees in installments and repay the principal in the last installment."

Party B shall repay the outstanding balance on time according to the amount listed on the credit card statement. If Party B repays the current repayment amount listed on the statement in full before (inclusive) the due repayment date, the current installment principal repayment can enjoy the interest-free period; if Party B fails to pay the current period repayment amount before (inclusive) the due repayment date, If the statement shows full repayment, Party A has the right to charge Party B interest, compound interest, and breach of contract in accordance with the provisions of the "Zhongyuan Bank Credit Card (Personal Card) General Use Agreement" and "Zhongyuan Bank Credit Card (Personal Card) Articles" Kim et al. Party B can check the cash installment repayment information through Party A’s mobile banking, official WeChat or customer service phone number.