Credit card (credit card) freezing means that the credit card (credit card) is currently unable to operate consumption, cash withdrawal, installment, etc., but the credit card (credit card) bill has not been settled after freezing, so it is still necessary Pay back the money. If the cardholder does not choose full repayment or minimum repayment on the repayment date, then the bill for that period will be considered overdue. Not only will the overdue record be subject to a credit report, but penalty interest will also be charged on a daily basis.

After the credit card (debit card) is frozen, the cardholder can perform repayment operations through other methods. For example, go to the bank counter to repay, repay at an ATM machine, or repay through third-party software, such as Alipay, WeChat, etc. After the bill is settled, apply to the bank for unfreezing, so that the credit card (debit card) can be used normally.