How is the credit card department of China CITIC Bank?
Good.
1. Employee benefits are high. China CITIC Bank’s credit card department purchases five insurances and one housing fund for employees in their first year of employment. The employee benefits are very good, so the company is very good.
2. The working environment is good. The credit card department of China CITIC Bank has dedicated cleaning staff every day. The internal environment of the factory is good, so the company is very good.
How is the customer service at the CITIC Bank Credit Card Center in Hefei?
The customer service at the CITIC Bank Credit Card Center is well treated and has many assessment tasks.
The overall benefits of bank credit card customer service are pretty good. Whether they are outsourced or formally staffed, the benefits are the same, and the overall benefits are very good.
The internal management is very strict and the assessment mechanism is also very strict. Call volume, service, and marketing are counted as three key assessment contents.
If you can do these three things well, then the corresponding salary will definitely be high.
CITIC Bank has a mature internal management mechanism, including holiday bonuses, quarterly bonuses, annual bonuses, and overtime wages.
Accordingly, the pressure is really high and there are a lot of phone calls. After all, this is customer service. As long as the performance is up to standard, the overall salary is very good.
How about CITIC Bank credit card?
The information given by the questioner is incomplete, and he does not know the causes and consequences, so it is difficult to draw conclusions. Personally, I think CITIC Credit Card is pretty good among commercial bank credit cards, and it’s easy to get the card. Moreover, CITIC Credit Card has a wide variety of cards and many preferential activities. For example, JD.com’s Baitiao Card can be used to receive steel_, SF Express’s co-branded card can be mailed express for 1 cent, and there is also a 9-share redemption activity. You can use 9 points to exchange for a cup of Starbucks or a A book for less than 35 yuan, or a Wanda movie ticket, etc. In addition, CITIC Platinum Card is known as the most cost-effective platinum card because its services are very practical: VIP travel, platinum medical care, aviation protection, accelerated points, etc.
Notes on using credit cards:
1. Pay attention to two dates: billing date and repayment date
Generally, the repayment date is 20 days after the billing date. Or 25 days, if the card is swiped one day after the bill date, the interest-free period will be the longest, if the card is swiped the day before the bill date, the interest-free period will be the shortest.
2. Protect the credit card information
The three most critical information on the credit card: validity period and CVV code affect the security of your card use. Especially the CVV code, which is as important as the password. It is recommended to use correction fluid or stickers to cover the CVV code. Some people even use a razor blade to scratch off the CVV code and keep those three numbers in mind.
3. Only by swiping your card frequently can you avoid the annual fee; only by paying back on time can you increase your credit limit
Generally, the annual fee can be waived by swiping your credit card six times. Therefore, you must pay the annual fee, swipe your card more often, and increase your credit card limit. At the same time, pay back on time and maintain a good credit record. This is also a way to increase your credit limit. And now mobile POS cardless payment is also very convenient and belongs to online consumption. Combined with daily offline consumption, multiple combinations can be used.
4. Choose the repayment method that suits you best
In this information age, repayment methods are diversified. It is not necessary to go to a bank branch or a teller machine to transfer funds. Repayment.
5. If it does not work, or the repayment is delayed due to something, you can call customer service to apply for an extension of repayment
If your funds cannot be turned over temporarily, or the repayment is delayed due to something. Don’t worry about repayment, call the bank customer service immediately and apply for an extension of one to three days to repay.
6. What should you do if you are short of funds? Apply to change the billing date and extend the interest-free period
When applying to change the billing date, you should pay attention to calculating the billing date and enjoy the longest interest-free period. interest period to relieve the pressure of tight funds. However, this skill cannot be used every month. It is said that some banks can only apply for changes once every six months, some banks can only apply for changes once a year, and some banks can only apply for changes in a lifetime. Once!
7. Say no to all unreasonable charges
Anyone who has unreasonable charges on their credit card can call customer service, bargain with them, and apply to cancel the unreasonable charges, such as If the customer service disagrees, you can insist on complaining to the end, and you can usually win.
8. Use credit card installments with caution
Credit card installments have very high interest rates. Even if they are interest-free, the installment fees are not cheap. You need to use installments with caution and do not let the bank make a profit on itself. Cents! Of course, except for those who are unable to repay their credit card debts on time under special circumstances, and those who want to increase their credit card limit as soon as possible.
How about CITIC Credit Card?
CITIC Credit Card is still very good among commercial bank credit cards, and it is easy to apply for the card. Moreover, CITIC Credit Card has a wide variety of cards and many preferential activities. For example, the JD Baitiao Card can be used to receive steel, the SF Express Co-branded Card can be mailed express for 1 cent, and there is also a 9-share redemption activity, using 9 points to exchange for a cup of Starbucks or a book. Books under 35 yuan, or exchange for a Wanda movie ticket, etc. In addition, CITIC Platinum Card is known as the most cost-effective platinum card because its services are very practical: VIP travel, platinum medical care, aviation protection, accelerated points, etc.
:
On December 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. As of the end of October 2006, the cumulative number of cards issued had reached nearly 2 million, ranking first in the country. At the forefront of the banking industry, CITIC Platinum Credit Card ranks first in the country in terms of card issuance volume, initially establishing its position and brand image in China's credit card market.
CITIC Bank Credit Card has always been aimed at serving the public, and has applied credit cards to better serve the public. Many people who have used credit cards know that credit cards are very convenient and can be used not only in large shopping malls and supermarkets in China. , and can even be used in some foreign consumption places. Credit cards greatly facilitate the general public and allow banks to gain more profits from them. CITIC Bank credit card is one of them, but when using CITIC Bank credit card, you need to pay attention to several issues.
The first thing is to develop good consumption habits and avoid brushing off all the credit limit without restraint. The use of credit cards is because on some occasions, when the cash and bank cards on you cannot be used for normal payment, you can use the credit card. Be able to use credit cards. CITIC Bank credit cards have a certain limit. Generally, high-quality customers will have a higher limit.
Another thing to note is that when using a CITIC Bank credit card, you must repay on time. Repaying on time is a sign of a person's responsibility. If the cardholder cannot guarantee timely repayment, it is best to Don't use credit cards.
CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion of CITIC Bank’s loan business. In many cases, personal credit loans can be applied for installment payment , if the cardholder’s current bill amount reaches more than 800 yuan, he or she can apply for interest-free installment payment. However, for purchases that have already been made in shopping malls and have been made after a single installment, the bank's repayment requirements cannot be used. It should also be noted that holders of CITIC Bank credit cards can apply for interest-free installments within three working days from the current statement date to the repayment date.
Is CITIC Bank’s credit card reliable?
CITIC Bank’s credit card is still good. It mainly has the following advantages:
1. CITIC Bank issues many kinds of credit cards, with various Regarding the theme, the threshold for some credit cards is not high. For example, QQ Caibei co-branded card is easy to apply for, but the limit is not necessarily high.
2. After applying for a CITIC Bank credit card online, if you are successfully approved, you will receive an official message from CITIC Bank asking you to bring your ID card to the bank business hall. This is also It means that the credit card application has been successfully applied and requires a personal signature for confirmation.
3. The customer service attitude of CITIC Bank is quite good. Whether you go to the business hall of CITIC Bank or call the official customer service of CITIC Bank, you will get a satisfactory answer quickly. However, after all, CITIC Bank does not have as many branches as the four major banks, so it may not be very convenient in some smaller places.
4. CITIC Bank offers many credit card discounts, and if you choose CITIC credit card for the first time to pay on Taobao, you can get discounts, watch movies for 9 yuan, and get cash back when swiping some cards.
Disadvantages of CITIC Bank credit cards
CITIC Bank outlets are not as easy to find as some banks, which makes it inconvenient for some friends who live in counties or rural areas to apply for CITIC Bank credit cards. In addition, it is said that CITIC Bank is not that "easy to mess with". If users are suspected of illegal operations when using their cards, they are likely to have their cards reduced or their cards blocked, which makes some users feel quite unfair.
CITIC Bank Credit Card Application Conditions Application
CITIC Bank Credit Card generally must meet the following conditions: 1. Aged 18-60 years old; 2. Provide legal and valid identity certificates and professional certificates ; 3. Provide some information that can prove your financial status; 4. If applying for a credit card supplementary card, the supplementary card applicant should be the direct family member of the main card applicant.
Experiences on using CITIC Credit Card:
1. Do not withdraw cash from CITIC Credit Card. Cash withdrawals are only RMB 30 per time. (It is indeed too unkind)
2. Do not accept the service of upgrading to the Supreme Gold Card from CITIC Credit Card (CITIC is very unkind in this regard and should indeed be scolded)
3. Do not accept those services Insurance promotion services (CITIC originally has CITIC Insurance, so there is nothing wrong with providing resource sharing, you just don’t accept it).
Four. It is really difficult for CITIC to raise the quota. (This is similar to Bank of Communications and Bank of China)
5. There are no free text messages for small amounts (the same applies to investment, Bank of Communications, and Construction)
6. The interest-free period is only 50 days (only 48 days, except Bank of China Titanium Ladies Card, Hua Xia Card, ICBC Card, Agricultural Bank of China Card, and Bank of Communications Card, which are all 50 days)
7. CITIC’s activities are the most affordable among all banks, and there are no requirements. High, the gifts are real and kind (watching a movie for nine yuan is really good.) Also, when I participate in activities, I usually get gifts of forty or fifty for every four or five hundred spent, which is really real. (Which one is so affordable?)
8. You can use the card to threaten to waive annual fees for life, so you don’t have to worry about being charged annual fees if you forget to use the card. (It seems to be the only one)
9. We have many special merchants here. You can get 50% off on movie theater tickets with a card (all in our city)
10. U-Shield linked debit card repayments can be given free of charge. (This is not bad. Points were also given at that time)
This is the end of the introduction about how is the CITIC Bank Credit Card Center and how reliable is the CITIC Bank Credit Card Center? I don’t know if you will find what you need. information?