This kind of card is an invitation system, which does not accept applications, but only the bank actively invites customers to join, which is extremely private. It is estimated that less than 1% platinum card users have accepted the invitation of black card.

Most cardholders are politicians, billionaires and celebrities from all over the world invited by American Express. Credit card applications are not accepted. Cardholders can enjoy the most exclusive membership privileges, rights and services in the world. Due to the domestic policy of prohibiting foreign credit card institutions from issuing debit cards independently in China, American Express changed the centennial series cards to issue credit cards in China, and authorized China Industrial and Commercial Bank, China Merchants Bank and Minsheng Bank to issue them.

Extended information:

In China, only ICBC and China Merchants Bank are qualified to issue American Express black cards. The full name of ICBC's black card is called "ICBC Express Centurion Black Card", and the black card of China Merchants Bank is called "China Merchants Bank Express Centurion Black Card". Conditions for issuing black cards:

1. Banks are very strict with black gold card holders.

2. If you want to be a black card holder of ICBC, you must be a member of Hurun Rich List or a member of Hong Kong Club, and your annual consumption is at least 2 million yuan, excluding large-scale car purchase and home purchase funds.

3. Even if all the basic conditions are met, it is impossible to become the holder of a black card, because this card is not applied voluntarily, and it must be approved by a letter of recommendation written by the president of the branch or above, which is highly private.

The rights and services of ICBC's black card include:

1. "On-call" is a kind of concierge service, which provides all-weather services and support for members, and provides specially designed overseas study consulting services and immigration-related services for China members.

2. "Perfect Life Courtesy" series, members can enjoy F1 racing experience, VIP art festival entertainment, global private reception, etc.

3. In addition, members can enjoy various special benefits of "global travel", and centurion will provide customized travel plans or helicopter or private jet rental and airport services. If special arrangements are made, members can also enjoy international aviation special, Mandarin Oriental Hotel, Raffles, Banyan Tree, Jumeirah Hotel and more than 1,1 global hotels for a free night, free room upgrades and other value-added services.

Reference: People's Daily Online-The number one credit card is overdrawn by 6 million? You can also take a private jet (Figure)