1. I am a so-and-so law firm entrusted by a so-and-so bank to handle so-and-so’s credit card default. (In fact, there is no department of debt collectors at all. The official name of the bank is debt settlement. They are all outsourced. For individuals, use the law firm's license and hold the bank's entrustment to collect the account);

2. After confirming that it is the person who owes the money, the importance of the money owed to the bank will be explained to you, limited to You repay the money within the specified time. The specific situation depends on your intention to repay. As long as you have the intention to repay, the money will be recovered little by little;

3. After explaining the seriousness of the matter, see If the debtor has no intention of repaying or fails to repay, he will contact everyone you left in the bank to explain the seriousness;

4. If the debtor can be contacted, but If the debtor is unable to repay, they will make an appointment with them for an interview to learn about the debtor's actual repayment ability;

5. If the debtor has not repaid the loan for more than 2 months, the debtor will be called to There is a place that says you can unlock the card and use it normally. In fact, it is just a lie. There will be police waiting for you;

6. If you can’t contact the debtor, leave the contact information for the debtor. People call to collect money, but generally the effect is not great, and then hand it over to the police, and those who owe money are classified as online fugitives.