Compared with the credit cards of the four major banks, Minsheng Credit Card is easy to apply as long as it meets the basic conditions. However, some friends just can't pass the approval of Minsheng Bank's credit card, so what is the reason for the difficulty in applying for Minsheng Credit Card? The reason why it is difficult to apply for Minsheng Credit Card is that 1 online application provides too little information. Nowadays, many people like to apply for credit cards online. Although it is more convenient and faster to apply for Minsheng Credit Card online, it is easy for applicants to save information quickly and simply, and the displayed qualifications are not excellent enough, which will lead to Minsheng Bank not applying through credit cards. There are too many credit cards. It is enough for ordinary people to hold about 3 or 4 credit cards. If there are too many credit cards, Minsheng Bank will refuse the credit card application. 3 The online application rate is lower than the offline application rate. Under the basic conditions of Minsheng Bank's credit card application, it is much easier for netizens to apply for credit cards offline than online. To sum up, it is difficult to apply for Minsheng Credit Card mainly because there are too few materials for online application and too many credit cards, and the pass rate of online application is lower than that of offline application. It is suggested to provide perfect personal data when applying, apply for Minsheng Credit Card offline as far as possible, and apply for a credit card when a new card is launched at the end of the year or when the bank is doing tasks, and the pass rate will be higher.