First of all, the premise of being able to owe so much debt is that there are so many lines in the credit card, which proves that the card owner was actually a good person in the early stage, otherwise there would not be so many lines.
How can a good credit report be reflected? The income from work is stable and there is a certain source of income, that is, the amount you have to pay the bank authorization. The bank is not worried that you can't pay back the money.
Then you have to be self-disciplined, which is nothing more than increasing revenue and reducing expenditure.
But in real life, it is obvious that besides credit card debt, there will be miscellaneous places that need money, which varies from person to person. Then, I really don't know how to make money in open source, or I'll leave.
Thrift: Quit smoking, drinking and betel nut. Before paying off the debt, I'm sorry. Shut your mouth. It doesn't seem to be much. It may be 100-500 every month. It's marked a here.
Ordinary entertainment, not public funds to pay the bill, sorry, no face, you can rub, you can't ditch. The pressure of middle-aged people, perhaps I understand the hard work of my parents here, but I still want to thank my parents here. This monthly amount is estimated to be around 1000 yuan, which is recorded as B.
Other expenses, accommodation and car money can't be saved, and there is no way, that is clothes. Clothes, as long as you can wear them, keep warm and clean, and go out. As the old saying goes, "new three years, old three years, sewing up three years", on average, it is estimated to be 1w-2w, marked as C.
Year-end award/how much do you earn a year: 5w, marked D.
Let me explain here that the author is a man, so the angle is the direction of the boy. For girls, to be honest, marry a man who can help you resist all debts. This is the quickest way. Of course, you may be unhappy in the future, but it solves the problem. This is another story, not here.
Then determine how long it will take you to repay this amount. For the sake of good calculation, here is an explanation according to 48 W. For example, give yourself a goal, 5 years, which is 60 months. Pay it back in installments, 8000 a month and 96000 a year.
Monthly fee source, BCD, annual amount and principal source. Seeing this, I guess I still have to say it or not?
Yes, it hasn't come up yet I can't help it The front is bound to be very tired and hard, and the taste is very bad. But there is no way, you have to grit your teeth and stick to it. A year later, you may form a new self. Five years is long, 60 months, and five years is short, in the blink of an eye.
Suggestion: Don't take some shortcuts and think there is any quick money to make. It's all fraud.
Best wishes, my brothers and sisters. Because I am also a fish waiting to land. I may ask, what should I do after landing? I want to see the snow in Hulunbeier, take a train in Harbin, have breakfast in Pudong Financial Street and eat fruit in Taiwan Province Province. Don't ask why. Because this is the most carefree day for me to waste my youth.
I didn't know the taste of worry when I was young, so I had to say worry in order to add new words.
Finally, finally, ZX Bank should not do this. Give me a card to stop paying directly after 36 issues. This is a bad review.
Finally, finally, if you have the same question, you can always trust me privately. I hope I am a furnace of fishing fire in your confused night. Please pay attention, thank you.
Good wishes!
I thought about my daily income and expenditure, but unfortunately, what is the fixed balance, so I know how to negotiate the installment repayment period with the bank and consider my monthly repayment ability.