The line is divided into credit line and credit card line, and the line is mainly based on the information filled in at the time of application, the relevant asset certificates provided and the comprehensive credit score. The promotion amount is evaluated according to the daily repayment situation and personal credit record. Every bank has its own risk control audit mechanism.

CITIC Bank had better apply for a credit card. It can directly fill in the credit card application form online, and then there will be a phone call and SMS reminder from the bank, so that you can take your ID card to the designated bank outlets for data review. If you have real estate, the car can increase the credit card limit for you. The fastest day from application to card issuance is 20 days at the latest. Auditing information is simple, just make a copy of your ID card.