According to the information you provided, if your credit card debt is 20,000, and you have paid the minimum repayment of 2,000, then your interest is calculated as follows:

1. First. , you need to understand that credit card interest is calculated on a daily basis. Each credit card has a monthly interest rate, usually around 18%. The specific interest rate can be found on the credit card statement.

2. In addition, credit cards generally divide the monthly repayment amount into two options: minimum payment amount and full payment. The minimum repayment amount is the minimum amount you need to repay, which is usually a small part of the amount owed (such as the 2,000 you mentioned), while the full repayment amount is the amount you need to pay off the entire amount owed.

3. In your case, assuming you have no other debts before and delayed repayment, the interest calculation method for your debt is: Amount owed × Credit card monthly interest rate × Repayment date to date Number of days (that is, the number of days past due).

The specific calculation method is as follows:

Interest = 20,000 × monthly interest rate × number of overdue days

Summary:

Based on the information you provided , through the daily overdue calculation method, your interest will accumulate as the number of overdue days increases each day. It is worth noting that the above calculation method may have some additional charges, such as late payment fees, etc. In order to avoid the accumulation of interest and the occurrence of additional fees, it is recommended to repay in full on time or as early as possible.

Extended information:

Credit card interest is calculated based on the registered monthly interest rate and the number of overdue days each day. The monthly interest rate is reported by each credit card issuer in accordance with the regulations of the People's Bank of China, and is usually around 18%. The number of overdue days refers to the number of days between your repayment date and your actual repayment date. It should be noted that the number of overdue days does not include the repayment date, but is calculated from the day after the repayment date.

In short, if your credit card debt is 20,000, and you have paid the minimum payment of 2,000, the interest is calculated as the amount owed × monthly interest rate × number of overdue days. In order to avoid the accumulation of interest and the occurrence of additional fees, it is recommended to repay in full or in advance as much as possible.