The Agricultural Bank of China Credit Coin is a credit loan product that has similar functions to a credit card. It is a virtual credit card type loan product of the Agricultural Bank of China.

The basic functions of Agricultural Bank of China’s credit coins are:

1. Overdraft consumption:

The general available limit of Agricultural Bank of China’s credit coins is between 10,000 yuan and 30,000 yuan. etc. If the limit is not enough, credit coins can also be used for overdraft consumption. Users can use it to conduct online and offline UnionPay standard transactions with or without a card. Users can also bind their credit coin accounts to Agricultural Bank of China’s online banking payment for consumption, or bind them to Alipay, WeChat and other accounts for mobile consumption.

2. Transfer:

Agricultural Bank of China’s credit coins also have the basic functions of a credit card and can be used for fund transfers. Users can transfer funds within the limit through their own debit card accounts.

3. Cash withdrawal:

Agricultural Bank of China credit coins can also be withdrawn. As long as there is a limit on it, you can withdraw cash. Its cash withdrawal limit is 50% of the account limit.

4. Installment:

This product can also be used for installment business. Its optional installments include 3, 6, 9 and 12 installments. The installment rate is 0.49% per installment, and the handling fee will be charged in one lump sum on the first billing day.