The maximum amount that a bank card can transfer

1. There is no upper limit.

2. The maximum amount that can be transferred at the bank's self-service machine on the same day is 50,000 yuan. For purchases over 50,000 yuan, you need to go to the counter and present your valid ID.

3. If you transfer money on behalf of others, in addition to the depositor's ID, you also need to show the agent's valid ID.

4. Banks with more than 1 million must verify the purpose or inquire about the purpose of transfer to prevent money laundering.

Extended information

In order to effectively curb the behavior of buying and selling accounts and fake account openings, and comprehensively promote the real-name management of accounts, "

Since December 1, 2016, If a banking financial institution opens a bank settlement account for an individual, the same person can only open one Category I account at the same bank. If a Category I account has been opened and a new account is opened, a Category II account or a Category III account should be opened. . This move is intended to protect the safety of funds.

At the same time, in order to reduce residents’ transfer costs,

Reference materials:

China Construction Bank-Charging Standards

The maximum number of bank cards per day How much does it cost to transfer?

The bank transfer limit is different in each bank. The following are the limits of most national commercial banks: 1. Industrial and Commercial Bank of China: the single transfer limit is 500,000 yuan, and the daily cumulative transfer limit is 500,000 yuan. The limit is NT$1 million.

2. China Construction Bank: The single transfer limit is 500,000 yuan, and the daily cumulative transfer limit is 500,000 yuan.

3. Bank of China: The single transfer limit is 500,000 yuan, and the daily cumulative transfer limit is 1 million yuan.

4. Bank of Communications: The single transfer limit is 200,000 yuan, and the daily cumulative transfer limit is 200,000 yuan.

5. Agricultural Bank of China: The single transfer limit is 50,000 yuan, and the daily cumulative transfer limit is 50,000 yuan.

6. China Merchants Bank: The single transfer limit is 200,000 yuan, and the daily cumulative transfer limit is 200,000 yuan.

7. Postal Savings Bank: The single transfer limit is 200,000 yuan, and the daily cumulative transfer limit is 200,000 yuan.

8. Minsheng Bank: The single transfer limit is 200,000 yuan for ordinary transactions and 5 million yuan for large amounts. The daily cumulative transfer limit is RMB 200,000 for ordinary transactions and RMB 5 million for large transactions.

9. Ping An Bank: The single transfer limit is real-time: 50,000 yuan, and the daily cumulative transfer limit is 40 million yuan.

10. Shanghai Pudong Development Bank: The single transfer limit is 50,000 yuan, and the daily cumulative transfer limit is 50,000 yuan.

11. China CITIC Bank: The single transfer limit is 3,000 yuan, and the daily cumulative transfer limit is 10,000 yuan.

12. Industrial Bank: The single transfer limit is 50,000 yuan, and the daily cumulative transfer limit is 200,000 yuan.

According to the relevant definitions in the "Electronic Banking Business Management Measures" implemented by the China Banking Regulatory Commission on March 1, 2006, electronic banking is: the use of commercial banks and other banking financial institutions for the public Banking services provided to customers through open communication channels or open public networks, as well as private networks established by banks for specific self-service facilities or customers. Telephone banking services are carried out using telephones and other voice equipment and telecommunication networks. Electronic banking services mainly include online banking services carried out using computers and the Internet, mobile banking services carried out using mobile phones and wireless networks, and other electronic service equipment and networks. An online service method in which customers complete financial transactions through self-service.

The maximum amount of money that can be transferred by bank card transfer

The transfer limit of Bank of China Mobile Banking is: a maximum of 1 million yuan for a single transaction and a maximum of 2.5 million yuan for a day. The transfer limits for other transfer methods of Bank of China:

1. Debit card: single transaction limit is 50,000 yuan, daily limit is 100,000 yuan.

2. Credit card: Large-amount credit card online banking payment: single transaction of 5,000 yuan, daily limit of 5,000 yuan.

3. Small amount credit card online banking payment: 300 yuan per transaction, daily limit 5,000 yuan.

Extended information

The ATM inter-bank transfer service has been opened in all banks across the country. Cardholders can use any UnionPay card to transfer money to other UnionPay cards at any bank ATM machine. The limit is 50,000 yuan per day.

The current inter-bank transfer fees at most bank ATM machines are slightly lower than over-the-counter transfers, but higher than online banking and mobile banking transfer fees. Cardholders only need to have a UnionPay debit card with sufficient balance to transfer funds to UnionPay cards of our bank or other banks at any ATM.

During the specific operation, first insert the bank card into the ATM, verify the password, select the transfer button, and enter the bank card number of the transfer recipient according to the prompts. At this time, the ATM will display part of the name of the transfer card holder to better confirm the accuracy of the transfer information. The transfer can be completed after checking and confirming the transfer amount.

The maximum amount of bank card transfers that can be transferred in one day

The maximum amount of bank card transfers that can be transferred in one day

1. There is no limit to bank card transfers.

2. The maximum amount that can be transferred on the same day at the bank's self-service machine is 50,000 yuan. For transactions over 50,000 yuan, you need to handle it at the counter and present your valid ID.

3. If you transfer money on behalf of others, in addition to the depositor's ID, you also need to show the agent's valid ID.

Transfer limits of each bank:

Industrial and commercial: 500,000 per transaction; 2,500,000 per day in total. Bank of China: A single transaction in the system is 200,000, and the daily accumulation is 1,000,000. A single cross-bank transaction is 20,000, and the daily accumulation is 50,000. CCB: A single transaction in the system is 200,000, and the daily total is 1,000,000. A single cross-bank transaction is 200,000, and the daily accumulation is 1,000,000. Bank of Communications: A single transaction in the system is 1 million, and the daily total is 1 million.

A single transaction across banks is 100,000, and the daily accumulation is 1,000,000. Investment: unlimited. GF: Unlimited. Everbright: 5000w in the system. Cross row 10w. Postal Service: Not determined yet. People's Livelihood: 500,000 per transaction, 2 million in total per day. Pudong Development Bank: 50,000 for mobile phone and 2,000,000 for certificate. CITIC: Unlimited.

What is the bank transfer limit?

There is no limit for bank card transfers. The maximum amount that can be transferred on the same day at the bank's self-service machine is 50,000 yuan. For transactions over 50,000 yuan, you need to handle it at the counter and present your valid ID. If you transfer money on behalf of someone else, in addition to the depositor's ID, you also need to show the agent's valid ID.

1. Transfer limits of each bank:

1. Industrial and commercial: 500,000 per transaction; 2,500,000 per day in total. 2. Bank of China: A single transaction in the system is 200,000, and the daily accumulation is 1,000,000. A single cross-bank transaction is 20,000, and the daily accumulation is 50,000.

2. China Construction Bank: A single transaction in the system is 200,000, and the daily accumulation is 1,000,000. A single transaction across banks is 200,000, and the daily accumulation is 1,000,000.

3. Bank of Communications: A single transaction in the system is 1 million, and the daily accumulation is 1 million. A single transaction across banks is 100,000, and the daily accumulation is 1,000,000.

4. Investment: unlimited. GF: Unlimited.

5. Everbright: 50 million in the system. Cross row 10w.

6. Postal service: Not yet determined.

7. People’s Livelihood: 500,000 per transaction, 2 million in total per day.

8. Pudong Development Bank: 50,000 yuan for mobile phone and 2,000,000 yuan for certificate.

9. CITIC: Unlimited.

1. Bank card refers to a credit payment instrument issued to the society by an approved commercial bank with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the automatic bank card settlement system has made the dream of a "checkless, cashless society" a reality.

2. Expenses

Data show that there are nearly 3.4 billion magnetic stripe cards on the market that need to be replaced with chip cards, and the cost of each chip card is about 10 yuan. The cost is in the tens of billions. Industry insiders believe that the charging standards for "core" replacement require further regulation by regulatory authorities. In the process of replacing magnetic stripe cards with chip cards, some banks will charge consumers a certain amount of production fees, which has aroused heated discussion in society.

In this regard, the China Consumers Association believes that banks should bear their own expenses when replacing bank card cores.

3. The maximum limit is 40 yuan for China Construction Bank. There is no cost to change the card at the Beijing branch, and no account protection is required. Card numbers starting with 6 can be exchanged with the same card number, while numbers starting with 4 cannot be guaranteed. The cost of production fee is not uniform in practice, but in fact, most of the replacement cards with the same card number and damaged cards do not charge the cost of production fee.

4. Bank of Communications charges a maximum handling fee of 20 yuan. Ordinary card replacement and new ordinary IC card will require a handling fee of 20 yuan; for replacement or new application of Ward card, Bank of Communications wealth management card, salary card, honor card, Enjoy salary cards, annuity cards and other chip cards with no production fee. When changing cards, cards with 17-digit card numbers cannot be protected, but cards with 19-digit card numbers can be protected.

The maximum amount of money that a bank card can transfer in a day

The maximum withdrawal amount from an ATM in a single day is 20,000 yuan. The maximum transfer amount per day is RMB 50,000.

The People's Bank of China recently released the "

China UnionPay announced on June 8, 2015 that the ATM inter-bank transfer service has been opened in all banks across the country. Cardholders can use it at any bank ATM. On board the aircraft, the limit for inter-bank transfers using any UnionPay card to other UnionPay cards is 50,000 yuan per day. The current inter-bank transfer charges at most bank ATM machines are slightly lower than over-the-counter transfers, but higher than online banking and mobile banking transfer charges.

ATM inter-bank transfer transactions are mainly small amounts and are inclusive financial services. Data from China UnionPay shows that 15 of the ATM inter-bank transfer transactions have a single amount of no more than 500 yuan, 35 of no more than 1,000 yuan, and 70 of more than 3,000 yuan.

Extended information:

Each bank can, within a limit of 20,000 yuan, determine the bank’s single and daily transaction amount per card based on factors such as customer needs, service capabilities, and security control levels. Cumulative withdrawal amount. Banks and relevant units should increase the deployment of self-service equipment and increase the proportion of self-service equipment per capita.

Banks should expand electronic payment functions such as online payment, telephone payment, and mobile payment, improve the service quality of electronic payment, increase the business out-of-counter rate, and alleviate the pressure on branch counters.

The person in charge of the relevant central bank department pointed out that the "Bank Card Business Management Measures" issued by the People's Bank of China in 1997 stipulates that the cumulative daily withdrawal amount of each debit card at an ATM shall not exceed 5,000 yuan. With the development of the economy and the active payment of people, 5,000 yuan can no longer meet people's daily cash payment needs.

At the same time, considering that the main function of credit cards and quasi-credit cards is for consumption, unlike debit cards that also function as electronic passbooks, credit cards and quasi-credit cards cannot be used at ATMs. The daily cumulative withdrawal transaction limit for each card will not be adjusted and remains unchanged at 2,000 yuan for credit cards and 5,000 yuan for quasi-credit cards.

People's Daily Online - The central bank requires the upper limit of debit card ATM withdrawals to be increased to 20,000 yuan per day

People's Daily Online - All banks across the country implement ATM machine inter-bank transfers? The daily limit is 50,000 yuan Yuan