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How to calculate the handling fee and interest of credit card withdrawal in Postal Savings Bank?
1. Puka level customers?

1, domestic overdraft cash withdrawal: 1% of the transaction amount, the lowest 2 yuan, inter-bank additional 2 yuan.

2. Cash withdrawal from overseas overdraft: 1% of the transaction amount, with the lowest 15 yuan.

3. Cash withdrawal of domestic overpayment: 0.5% of the transaction amount, with the lowest 2 yuan and inter-bank 2 yuan; Local overpayment of official cards is free of charge, and 0.5% of the transaction amount is charged across provinces, with the lowest 2 yuan and 2 yuan charged across provinces.

4. Withdrawal of overseas overpayment: 1% of the transaction amount, with a minimum of 15 yuan.

Second, gold customers.

1, domestic overdraft cash withdrawal: 1% of the transaction amount, the lowest 10 yuan, inter-bank charge for 2 yuan.

2. Cash withdrawal from overseas overdraft: 65438+ 0% of the transaction amount, with the lowest 20 yuan.

3. Cash withdrawal of domestic overpayment: 0.5% of the transaction amount, the lowest 10 yuan, inter-bank 2 yuan; Gold Leaf Card, Automatic Staging Card (Hongyun Edition) and Automatic Staging Card (Growth Edition) are free of charge in banks, and 0.5% of the transaction amount is charged across banks, with a minimum of 10 yuan, plus an inter-bank handling fee in 2 yuan.

4. Withdrawal of overseas overpayment: 0.5% of the transaction amount, with the lowest 20 yuan.

Extended data

Preferential policies:

1. Puka-level customers: August 1, 2065438 to August 1, 202 1, free withdrawal of overpayments from banks in the same city.

2. Gold card customers: From April 1, 20 1, 202 1 and 65438+February 30th, automatic installment card (growth version) will enjoy the first three months' discount for domestic overdraft withdrawal, and automatic installment card (growth version) will receive free cash withdrawal for domestic inter-bank overpayment, and the inter-bank handling fee will be 2 yuan. August 1, 2065438 to August 1, 202 1, and it is free to withdraw the overpaid part in the same city of our bank.

3. Platinum-level customers: from 20 15 12 3 1 to 2025 12 3 1 can withdraw the overpaid part of our bank in China for free. ?

China Postal Savings Bank-Announcement on Reducing Overpayment Fee for Inter-bank Withdrawals in the Same City with Credit Cards