1. Identify the front and back information of the ID card taken by the customer by optical character recognition (OCR) technology, and verify the authenticity of the identity information submitted by the applicant by the identity information verification system of the Ministry of Public Security.

2. Using face recognition and in vivo detection technology, the face information of the applicant is automatically collected and matched with the ID card image submitted by the applicant, and a series of random instructions are required to be completed in real time according to the prompt information.

3. Conduct remote real-time video connection to the applicant. The customer service staff of the bank asks the applicant for identity information and checks the consistency of the ID card information, and asks the applicant to read "I have read all the application materials and abided by the contract" and other related contents in clear words to confirm the applicant's true willingness to apply for a card.

4. Sign the credit card contract online through electronic signature, complete the face-to-face signing, and the credit card is activated successfully.