Is the cash advance line of China Merchants Bank restored in real time?
It's not real-time recovery. It usually takes 1-2 days to recover. If users want to know the situation of quota recovery, they can also call the official customer service of China Merchants Bank for consultation.
Around June 5438+065438+ 10, 2020, China Merchants Bank has adjusted the cash advance limit of credit cards, and adjusted the cash advance limit of some credit cards from 100% to 50% of the credit line.
In addition, the domestic limit of single-card single-day cash withdrawal is 10000 yuan, and the upper limit of overseas limit is 10000 yuan equivalent to foreign currency; The daily limit of overdraft debit card is 5000 yuan, including pocket life, mobile banking, online banking and other channels.
In terms of repayment, the advance cash line does not enjoy interest-free discount, and the interest is calculated from the cardholder's trading day. The daily interest is calculated at 15,000 yuan, and the monthly interest is compounded. Therefore, the longer users use it, the higher the interest cost they need to pay. Suggest returning it as soon as possible.
The above is the answer to "Is the cash advance line of China Merchants Bank restored in real time?". . Generally speaking, it takes 1-2 days to restore the credit line. There will be a credit line when it is used, and the repayment is not interest-free. It is recommended to pay it back early after use.