Current location - Trademark Inquiry Complete Network - Overdue credit card - I applied for a CCB college student credit card, but the credit limit is only 3,000 yuan, which is too small. I want to increase the limit. What should I do?
I applied for a CCB college student credit card, but the credit limit is only 3,000 yuan, which is too small. I want to increase the limit. What should I do?

If you want to get a limit increase, you need to follow the following conditions:

1. If you use the card frequently, it is best to use up the limit frequently, so that the bank will know that your limit is not enough

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Two, repay the loan in full and on time, which shows that you have good repayment ability, which is a prerequisite for a credit increase

Third, use less revolving credit, that is, use less minimum repayment Repay the full amount

4. Put an end to bad card usage records and repay on time. Even if you cannot repay in full, you must repay the minimum repayment amount on time and pay interest. (This is very important. If the poster forgets to repay the loan, or neglects to repay the small amount when repaying the loan, even 1 cent will lead to bad card usage records)

5. Open the card for over 180 days (6 months)