If the landlord successfully applies for a credit card, the amount to be repaid at the end of each month needs to be linked to the landlord's usual consumption. Generally speaking, in addition to the cash withdrawal amount, the amount of ordinary credit card consumption can be repaid in installments. The landlord spent a lot of money last month, so the amount to be repaid is high, otherwise the amount to be repaid is low. In addition, the amount of 5000 that can be withdrawn every month is 2500 instead of 5000, which is necessary.