The minimum repayment amount of credit card refers to the minimum repayment amount of credit card, that is, the minimum amount to be repaid when using revolving credit, which is not less than 10% of the outstanding balance.

The credit card will be repaid in full within the specified time without any charge; If you can't repay in full at maturity, you can pay the minimum repayment amount, which has no effect on your personal credit record, but the daily interest is five ten thousandths from the bookkeeping date.

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Credit card repayment can be done internally or by mobile phone. Mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card.

Convenience store repayment, mainly through the smart payment terminal installed in convenience stores to complete repayment. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

Common online repayment methods in China are: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay, Yifubao and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.