no, just don't cash out too obviously! You don't need to worry about his monitoring if you spend your credit card normally. Supplementary knowledge: Cash installment, also known as cash withdrawal installment, is generally a kind of installment method in which the credit card holder applies or the issuing bank actively invites the cardholder to apply, and the credit limit in the cardholder's credit card is converted into cash, transferred to the designated debit card (the Bank or other banks) and returned in a specified number of monthly installments.