The initial validity period is three years.

Putian Rural Commercial Bank has launched inclusive finance·Huimin Card/Huishang Card, and citizens can enjoy four preferential measures of "no annual fee, no insurance, no guarantee, and no mortgage"; by Putian Rural Commercial Bank Commercial banks grant cardholders a certain credit limit, and cardholders can overdraw within the credit limit and then repay.

The maximum limit of the Huimin Card can reach 50,000 yuan, and the maximum limit of the Huishang Card can reach 100,000 yuan. Reasonable credit is granted based on the applicant's actual situation, repayment ability, business ability, etc.

Extended information:

The maximum limit of Huimin Card can be up to 50,000 yuan, and the maximum limit of Huishang Card can be up to 100,000 yuan. According to the applicant’s actual situation, repayment ability, Reasonable credit granting in terms of business capabilities and other aspects.

When applying, citizens need to provide their ID card, household register and business license (provided by Huishang Card). If they choose the minimum repayment amount, they only need to pay back the interest on the bill issued every month;

Select the full repayment amount, and after repaying the interest on the bill every month, the remaining balance in the agreed account will automatically repay the overdraft principal. For details, please contact each business outlet or call 0594-2196336.

Interest rate: monthly interest rate is 7.5‰-15.0‰. There is no handling fee for cash withdrawals from the Bank. All purchases, cash withdrawals, and transfers are subject to interest calculation, and there is no interest-free period.

Purpose: Card overdraft is mainly used in the field of consumption, farmers' production and operation, non-farmers' operations in agriculture, forestry, animal husbandry, sideline, fishery and other fields.

Guarantee methods: credit, mortgage, pledge, guarantee.

Southeast News Network-Inclusive Financial Card

Southeast News Network-Putian Rural Commercial Bank launches inclusive finance Huimin Card/Huishang Card