Detailed description:
1. Credit card overdue repayment means that the cardholder fails to repay the credit card bill in full or pay the minimum repayment amount at the agreed time.
2. In China, banks and credit cooperatives set a certain grace period or tolerance period for overdue repayment, usually ranging from 30 days to 60 days.
3. After the expiration of the tolerance period, the credit cooperatives will take measures to recover overdue funds, including stopping the cardholder's credit card function, that is, stopping the card.
4. Stopping the card means that the cardholder can no longer use the credit card for consumption, cash withdrawal and other operations.
5. Stopping the card does not mean that the overdue funds have been liquidated or exempted, and the cardholder still needs to repay all overdue funds and possible late fees, interest and other expenses.
6. Overdue credit cards will be recorded in personal credit reports, which will have a negative impact on personal credit evaluation.
Summary: According to China's "Regulations on Credit Card Management", Yunnan Rural Credit Cooperatives will take measures to stop the repayment of credit card overdue by 65,438+000 days. Cardholders need to repay in time within the tolerance period to avoid unnecessary credit risks and consequences.
Extended data:
Overdue repayment will not only lead to the suspension of the use of credit cards, but also lead to high late fees, interest and other expenses, and have a negative impact on personal credit records. Therefore, it is suggested that cardholders must develop good repayment habits, plan repayment plans in advance, ensure timely repayment, and avoid overdue situations. In addition, if you can't repay the loan on time due to special reasons, you should contact the credit union as soon as possible and explain the situation so as to reach a proper repayment arrangement.
Supplementary information: The above answer is based on the general credit card management regulations, and the specific policies may vary from region to region and credit cooperatives. If you have specific questions, it is recommended to consult Yunnan Rural Credit Cooperatives or related professional institutions to obtain accurate information and guidance.