Credit cards are quasi-credit cards! Don't talk nonsense if you don't know upstairs. . . . Credit cards have many advantages over debit cards:

1. Because the credit card is the line given to you by the bank, you can use it without deposit, so it can alleviate the financial pressure.

2. The credit line can be accumulated. And you can issue a personal credit report!

3. Consumption can enjoy interest-free period, points can be accumulated and gifts can be exchanged.

4. It is international and can be used abroad.

Many merchants offer discounts to credit card holders.

6. Convenient overdraft credit line can alleviate the urgent need;

Of course, there are also disadvantages:

1. Using a credit card will increase consumption, and I always feel that I am not spending my own money, which will lead to irrational consumption.

2. It is very expensive to handle cash and interest by credit card. It is better to use credit card for credit card consumption and debit card for cash withdrawal!