You can continue to use your credit card normally until the bank stops using it.
However, no more credit cards or loans. Because the credit investigation has become a blacklist, whether there is a chance to clear the blacklist depends on whether the civil litigation case can be finally solved or whether it is sentenced to jail for this case. If you are sentenced to prison, it will be a permanent blacklist of credit information, and you can never apply for credit cards or loans. If a civil lawsuit can be solved without imprisonment, you must also issue a Notice of Clearing the Blacklist of Credit Information issued by the court, otherwise it will be a permanent blacklist of credit information, and credit cards and loans will never be used.
Legal Basis: Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has any of the following circumstances, the people's court shall include him in the list of executed persons with bad faith and punish him with credit according to law:
1, refusing to perform the obligations specified in the effective legal documents when it has the ability to perform;
2. Obstructing or resisting execution by forging evidence, violence or threats;
3. Evading execution by false litigation, false arbitration or concealing or transferring property;
4. Violating the property reporting system;
5. Violating the consumption restriction order;
6. Refusing to perform the settlement agreement without justifiable reasons.
Article 3 of the Regulations of the Supreme People's Court Municipality on Restricting the High Consumption and Related Consumption of the Executed Person states that if the executed person is a natural person, he shall not commit the following high consumption and unnecessary consumption behaviors after taking the consumption restriction measures: (1) When taking the means of transportation, choose the second-class or above cabins of airplanes, trains and ships; (two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level; (three) the purchase of real estate or new construction, expansion, high-grade decoration of housing; (four) leasing high-grade office buildings, hotels, apartments and other places to work; (5) Purchasing non-essential vehicles; (6) tourism and vacation; (seven) children attending private schools with high fees; (8) Paying high premiums to purchase insurance wealth management products; (9) Non-essential consumption behaviors such as taking all seats of G-prefix EMU trains and first-class and above seats of other EMU trains.