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Can I repay the full credit card payment in several installments? why it failed
After many cardholders come out with their credit card bills, they plan to repay in full, but the money on hand is not very sufficient, so they plan to repay in multiple installments. Can they ask if the full payment of the credit card can be repaid in multiple installments? Under normal circumstances, it is possible. Under normal circumstances, it is possible, but during the repayment process, repayment may fail, and you have to find out the reason.

Can I repay the full credit card payment in several installments? There is no clear stipulation that the full repayment of a credit card must be paid off in one go. As long as the total repayment amount reaches the current outstanding amount before the repayment date, it is up to the cardholder to repay in as many times as he likes and in the repayment period. Consumption will not be prohibited during the payment process, so cardholders can swipe their cards while repaying, but the amount swiped will be included in the next bill after the bill comes out. However, failure may occur during the repayment process because different repayment channels have frequency and amount restrictions. 1. Some people will repay on WeChat, with no limit on the number of repayments, but pay attention to the repayment limit. If you are repaying the loan for yourself, banks such as Shanghai Pudong Development Bank, Hua Xia, Guangda, Ping An, Minsheng, Industrial Bank, CITIC, Guangzhou, and Ningbo have a single limit of 200,000, and other banks have a single limit of 50,000; for repaying others, the single limit is 200,000. 10,000 yuan per day. 2. Some people will also choose bank APPs to repay. For example, China Merchants Bank’s Mobile Life APP allows them to repay their loans. Both the bank’s and other banks’ credit cards support this, but the number of repayments and amount limits are different. If you are paying back a credit card from China Merchants Bank, the limit is 50 times per person per month, and the maximum repayment amount = credit limit - available limit is 10,000 yuan; if you are paying back a credit card from another bank, each debit card can only make a maximum of 5 payments per month, and the limit is No more than 10,000 yuan in a single day, and a maximum of 50,000 yuan in a single month. The above is the relevant introduction to "Can I repay the full credit card payment in several installments?" In short, when repaying a credit card, it is best to understand the repayment channel you choose and the restrictions on the number of repayments and the amount. If you are really unclear, you can call the card bank to consult the bank’s customer service.