after checking, the cash withdrawal of postal savings credit card can be divided into two types: advance cash withdrawal and overpayment cash withdrawal.
Advance cash is a small cash loan provided by Postal Savings Bank. Domestic and foreign advance cash does not enjoy interest-free treatment, and interest and handling fees must be paid.
Overpayment refers to the part whose repayment amount exceeds the total repayment amount, or the money voluntarily deposited. The Postal Savings Bank does not charge interest for withdrawing the overpayment, but it needs to pay the handling fee for withdrawing the overpayment.
according to the regulations of the credit card center of the Postal Savings Bank, the amount of cash withdrawn from the ATM machine should not exceed 2, yuan per day, and it should be withdrawn at most 3 times per day. If you want to withdraw more than 2 cash from postal credit cards, you can go to the postal savings bank outlets to handle related business. However, the credit card withdrawal amount at the outlets does not exceed 1, RMB, and the bank staff will check the users who apply for cash withdrawal to ensure the security of credit card transactions. The amount of overdraft withdrawal is generally 3% of the credit card amount. There is no interest-free period for overdraft withdrawal, and interest will be calculated from the date of withdrawal, with a daily interest rate of .5%.
if you are not satisfied with the current credit line of postal savings credit card, you can apply for credit line adjustment, permanent credit line adjustment or temporary credit line adjustment.
I hope my answer will help you and solve the problem as soon as possible.