What you want to ask is what to do if the industrial and commercial credit card is overdue for 60 months. 1. Contact the bank: First of all, you need to take the initiative to contact ICBC to explain your willingness to repay. You can communicate by phone or email, or you can go to the bank in person.

2. Make a repayment plan: When negotiating with the bank, you should make a feasible repayment plan and submit detailed information such as income and expenditure and sources of funds to the bank. According to the specific situation, the bank may provide some preferential repayment policies, such as reducing some interest and fines.

3. Repayment as soon as possible: The arrears should be paid off as soon as possible, whether through negotiation of repayment plan or other means. In the process of repayment, the repayment shall be made according to the agreed time and amount, and a good repayment record shall be maintained.

4. Seek help: If you really can't repay all your debts, you can seek the help of professional financial or legal advisers to determine the best solution to avoid a more serious impact on your credit history.