Since 2019, many banks have continued to lower the requirements for credit card applications, and many users have become credit card holders as they wish. The purpose of banks doing this is to increase the number of card issuances, and the application threshold has also been lowered. Although the approval rate for online card applications has increased, it does not mean that as long as you apply online, you can pass the approval. Banks also make it easier to approve certain card types in a targeted manner. Which cards are they?
Everbright Douyin Co-branded Credit Card
The Everbright Douyin Credit Card is a popular Internet celebrity card. It is a platinum-level card and is free of annual fees during the validity period. With the UnionPay Platinum Card, you can easily enjoy the 3-point/year airport VIP lounge service or 6-point/year high-speed rail VIP lounge service; points can be accumulated for online transactions, and you can get random instant discounts when shopping on major mainstream platforms, with random discounts of up to 188 on JD.com purchases Yuan, Suning shopping, random discounts of up to 50 yuan, etc. In addition, Douyin Internet celebrity food store word-of-mouth payment is 50% off, with up to 50 yuan instant discount.
Dragon Card QQ Music Credit Card
The credit card launched by China Construction Bank is a single platinum card, which can reduce the annual fee of 580 yuan by swiping the card 10 times, and the application threshold is low.
Mainly focused on QQ music rights and interests, new customers who meet the card standard will receive a 6-month QQ Music Green Diamond Deluxe Edition membership. Credit card points can also be used to redeem music Green Diamond Deluxe Edition, popular digital music albums, etc. You can enjoy 1 yuan airport parking service with UnionPay Platinum Card, airport CIP fast security check and lounge service for 6 times for 1 yuan for one person, 2 times for 6.2 yuan for three people, and high aviation accident insurance protection.
Agricultural Bank of China Lexuan Credit Card
The Agricultural Bank of China’s small platinum card has two brands: MasterCard and UnionPay. The annual fee of 580 yuan can be waived when the number of card swipes is reached.
MasterCard earns 10 times the points for overseas foreign currency transactions, and is free of currency conversion fees. 99 yuan can instantly buy global visas, etc.; UnionPay Platinum Card can enjoy 1 yuan airport parking, domestic airport CIP fast security check and lounge services , 6 times of 1 yuan single service (limited to the cardholder), 2 times of 6.2 yuan service for three people (including the cardholder and up to two accompanying guests) and other UnionPay Platinum Card benefits.