Hello, ICBC's peony card application conditions are actually similar to those of other banks: anyone with full civil capacity; Individuals whose work units are located in card issuers and have stable income can apply for peony cards at any business outlets of local industrial and commercial banks; The applicant for the master card may apply for no more than two supplementary cards for the spouse or relatives with full civil capacity. But ICBC's peony credit card approval is indeed stricter than other domestic commercial banks, so I suggest that you provide more complete application materials when submitting the application form and application materials, including:

1. Copy of the applicant's ID card of the main card and the auxiliary card (required). Identity documents refer to one of resident identity cards, military officers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports.

2. Work certification documents, such as a copy of the work permit, the original work certificate issued by the work unit, a copy of the professional qualification certificate and a copy of the professional title certificate.

3. Other supporting documents, such as a copy of ICBC's "wealth management fund" account, a copy of graduation certificate and degree certificate with master's degree or above, and a copy of self-owned property right certificate (self-owned property right certificate, public housing lease agreement or public housing purchase agreement, housing loan contract, etc.). ).

After submitting the application materials, the credit card issuer of ICBC will make a comprehensive score according to many factors such as the applicant's past card use and credit status, and can only apply for a credit card after the comprehensive evaluation is qualified. General applicants can contact the original recipient, Peony Kaka Department or 95588 to inquire about the progress or results within 15 working days after successfully submitting the application form.