Jinsuitong debit card cannot be overdrawn. Can only be stored before use. In addition, it also has all the functions of a bank card, such as online banking, consumption, payment and transfer. This kind of card is very convenient to handle, as long as you bring your ID card to any outlet.

Credit card is a credit card issued by Agricultural Bank of China, which can be used for overdraft consumption. The difference is that you can use it first and then return it. However, the application procedure is somewhat complicated, and it is generally necessary to provide a guarantee. The funds in the card bear interest according to the current period.