Legal analysis: 1. Use forged credit cards, credit cards fraudulently obtained with false identification, invalid credit cards, or fraudulently use other people’s credit cards to commit credit card fraud, with the amount exceeding 5,000 yuan.

2. Malicious overdraft of more than 10,000 yuan.

Legal basis: "Interpretations of the Supreme People's Court on Several Issues Concerning the Handling of Criminal Cases Obstructing the Management of Credit Cards" Article 2 Whoever holds or transports more than 10 but less than 100 blank credit cards knowing that they are forged shall be deemed to have It is a “relatively large amount” as specified in Article 177-1, Paragraph 1, Item (1) of the Criminal Law; anyone who illegally holds more than 5 but less than 50 other people’s credit cards shall be deemed to have committed a crime under Article 177 of the Criminal Law. The "larger quantity" specified in Item (2) of Article 1, Paragraph 1.