Why is the limit of GF Zhenshang Platinum Credit Card only 5,000?

The minimum limit of GF Zhenshang Platinum Credit Card is 20,000. Did you read it wrong? It should be 50,000.

The functions of GF Zhenshang Platinum Credit Card are as follows:

1. High-speed rail VIP rooms: Customers can use the card unlimited times for free in exclusive high-speed rail VIP rooms set up in major cities such as Guangzhou and Shanghai. In other cities along the high-speed rail line, customers are equipped with Longteng Cards, and can receive 2 high-speed rail VIP lounge service points for free every year (natural year) (can use the service 4 times), and use the high-speed rail VIP room services provided by the Longteng Card for free;

2. 3x points for business travel/overseas consumption: Customers who use the card to spend at business travel or overseas merchants (specified MCC merchant code) can enjoy 3x points accumulation (bonus points shall not exceed 500,000 points per month) , accumulated points from consumption can not only be redeemed for rich gifts, but also miles for China Southern Airlines, Air China, China Eastern Airlines, and Asia Miles (12,500 points can be exchanged for 500 miles);

3. Free transaction security guard: Customer cards may be lost due to When funds are lost due to theft, counterfeit credit card, or card information leakage, compensation protection will be provided regardless of whether the payment was made with a password. There are also free transaction reminder text messages to keep track of account changes;

4. High-value travel accident insurance: The card comes with a travel accident insurance of RMB 5 million, and family members traveling with you can also benefit;

5. Automatic RMB settlement of global transactions: The "RMB World Connect" function is automatically activated, and all overseas international transactions are automatically converted into RMB transactions and recorded in the account. You only need to repay directly in RMB through the RMB repayment channel;

6. Enjoy the preferential discounts offered by China Guangfa Bank for booking hotels, movie tickets, Chinese and Western food, KTV, etc. across the country.

I use the Bank of Communications credit card and want to apply for installment, which shows that the current consumption balance is insufficient. What does this mean?

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